How it works
A simple loop: set structure once, then capture reality fast.
01
Create wallets
Checking, cash, cards, savings accounts.
02
Create funds
Envelopes for rent, food, travel, subscriptions.
03
Record transactions
Each line selects both a wallet (where) and a fund (why).
Income pulls
Route every paycheck automatically. Funds take their percentage. Savings receives the remainder.
Rent 35%
Food 20%
Travel 15%
Savings remainder
Overspending, made explicit
Non-savings funds display a floor of $0, but you'll always see an Overspent badge when raw balances go negative.
Dining out
Overspent $18.00
Displayed balance: $0.00 / Raw balance: -$18.00
Savings absorbs deficits
When a fund goes below zero, Savings reflects the real shortfall.
Trust & privacy
Auth via Clerk.
Your data stays tied to your account.
Pending-aware totals for honest forecasts.